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We DO NOT pass on your details to unrelated third-parties. All your data is handled SECURELY by our carefully selected partners.

Who do we work with?

Wonga

Wonga is a ground-breaking online lender based in London. We launched our first website in October 2007 and rapidly became one of the UK's most innovative credit businesses. Our mission is to solve people's short term and urgent cash flow problems with an equally short term and responsible solution.

We are transforming the UK credit market by offering small, short term loans with more speed, convenience and flexibility than banks, high street lenders and other websites. We remove the complexity and inflexibility consumers face whenever they need to borrow some cash in a hurry. We have a consumer credit licence from the Office of Fair Trading and are members of the Finance and Leasing Association.

Wonga offers flexible personal loans online

We're different

Wonga is different from other online lenders because our sophisticated risk and decision technology means the application and approval process takes literally minutes. We are the first company in the world to fully automate the lending process and we are able to make completely objective and responsible decisions around the clock. There's no paperwork, meetings with bank managers or hanging on the phone - our entire service is online and real-time. We are also uniquely flexible, allowing applicants to choose exactly how much cash they want to borrow and for how many days they need it. Our customers aren't forced to borrow a fixed sum they might not need, or pay interest for any longer than necessary.

We're fast

Applicants simply decide how much they want to borrow, for how many days, and we calculate the interest and total cost in real-time before they proceed. Once an application is approved, we can deposit the money straight into a bank account within minutes - 24/7/365. Even collection is hassle-free, as we take a single repayment from a debit card on the date agreed.

We're responsible

Wonga offers short term loans for up to a month and we make money when our customers repay us quickly, not by continually extending a growing line of credit. We are serious about our commitment to responsible lending.

Wonga moments

In an ideal world no-one would need to borrow money but, in reality, everybody has the occasional Wonga moment - those times in life where an urgent expense or purchase pops up from nowhere and at a really bad time. You need some cash to tide you over for a few days or weeks and you need it fast. We believe it's best to sort out short term cash flow problems with a short term solution. So whether it's the car that's just conked out, an urgent bill has landed or you've just remembered your wedding anniversary with hours to spare... Don't worry, Wonga it!

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. No credit check is performed at this stage and you are not obliged to take any of the services of loans offered to you. Representative example: If you borrow £10,000 over 4 years at a Representative APR of 6.7% fixed and an annual interest rate of 6.7% you would pay £237.16 per month with a total charge for the credit of £1384 making the total amount you repay of £11,384.

Your data is safe with us! We are registered and comply with the Data Protection Act (1998). Your personal information is secure and will never be misused.

The content of this site is meant to be informational, and it should not be considered financial advice. We strongly recommend that you speak with a professional and trusted financial specialist or a financial advisor before you make any decisions or commitments.

We do not provide financial advice relating to loans or other products. The product information is from independent sources and rates do vary depending on circumstances and other factors. This information is free of charge to you. We receive a commission from the brokers and intermediaries we refer you to. Some partners may charge a fee for their services if you decide to proceed with them.