Rates from 49.7% APR to 1,325% APR - Please see representative APR example below- Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Mediablanket Ltd is committed to providing a high quality service by working with our customers to meet their individual needs where possible.
As a business, we take the requirements of the UK's industry regulator the Financial Conduct Authority (FCA), very seriously, inparticular the requirement to treat our customers fairly. We strive to do this in everything we do. We undertake that all our actions will be guided by the principle that the interests of our customers are paramount.
Our systems and procedures are designed to place our customers at the heart of our business. Our Principles These principles have been designed to ensure that we behave appropriately and to ensure that we are and remain customer focused at all times and act in accordance to our regulators expectations. We are committed to providing a high quality service by working with our customers to meet their individual needs. We will search our panel of lenders in real time to find you a lender with the lowest rate, that is interested in lending to you.
We will ensure that the service and products we provide are fair and appropriate to their circumstances. We will always be diligent and work with our customers to understand their individual financial situation and needs. We will ensure that the products selected are in the best interests of the customer. We will ensure that our products and service comply with all regulatory requirements.
We will remain open with regulators. We will ensure that we provide clear and fair information which is not misleading to all of our customers. We will ensure that all our marketing products and services are clear, fair and not misleading. They will contain information which is honest, helpful and accurate. We will tell you about any conflict of interest that may arise between us as soon as we can, after becoming aware of this. We will be transparent about our services and relationships with associated partners or affiliates.
Treating customers fairly takes into account, not only how we use our clients details, but how we deal with them at all stages of our business relationship. This includes:
- Clients can be confident that they are dealing with a firm where the fair treatment of customers is central to the business culture
- The client will receive the best service possible and their details will be referred to a reputable firm who will provide them with a suitable product or service to meet their needs and requirements
- Clients are provided with clear and non- misleading information and are kept informed of progress as appropriate
- Clients receive a service which is of an acceptable standard and to a level they would expect
- Clients do not face unreasonable barriers in their dealings with us and are provided with clear communication routes and ability to make a complaint
This is version 1.3 of the policy. This policy shall be reviewed every 12 months or earlier, where any change in business or external environment requires it, in order to comply with rules or regulation changes affecting Treating Customers Fairly.
Date of version: 14/08/2018
Working for you!
As a leading loan broker service we exist to find you the most suitable lender for your situation.
Mediablanket Ltd is a credit broker and never charge you for the use of their service or take money from your account. Loan costs will vary depending on the lender. We use a consumer application system to allow our customers to make applications to a number of loan providers and brokers using a single online application form.
Please only apply for a loan if you are confident that you are able to make the repayments. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.
We only want you to apply for a loan if you’re sure you can repay it in full on your due date and still manage your other outgoings. By accepting these terms you confirm you have provided accurate financial information and considered potential future income and outgoings in determining your ability to repay
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. A PAYDAY LOAN OFFERS A SHORT TERM FINANCIAL SOLUTION AND SHOULD NOT BE USED AS A LONG TERM SOLUTION.
* Subject to lenders requirements and approval. Most loans can be paid into your bank account within one hour, although this could take 2-3 days if your bank does not accept faster payments! However not all of our lenders offer this service and some may not pay straight into your bank account . Please note that not everyone will qualify for the full amount – this is subject to creditworthiness and affordability checks*
We work exclusively with a selected group of lenders and licensed credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.
You can request details of these commissions or fees, by emailing us at email@example.com. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. This site is available to UK Residents only aged 18 years and over.